Tuition and Fees

Lowest net price in Texas among four-year, private, non-profit colleges.

2020-2022 Tuition and Fees

Although the College of Biblical Studies is one of the most reasonably priced Christian colleges in the nation, income from tuition may not fully cover the cost of instruction. The difference between what students pay and the total cost of their education is met by the generous donations of individuals, churches, and organizations. We ask our students to join us in prayer and praise for these donors.

The following tables list the charges a student at CBS could incur during their time at CBS. 

All fees are subject to change without notice.

All fees are nonrefundable unless otherwise noted.

Tuition (per credit hour) : $274
Tuition (Indiana) (per credit hour) : $375
General Services Fee** (Three Semesters) : $225
General Services Fee** (Indiana Two Semesters) : $275
Course Audit** : $250

Miscellaneous Fees:
Application Fee : $40
Independent Study Fee : $150
Graduation Fee : $60
Subject Exam Fee ($50 Test Fee; $130 Transcript Fee) : $180
Dual Credit : $250
Returned Check Fee (each occurrence) : $30
Official Transcripts : $8
Course Extension Fee (Indiana On-Ground only) : $25
Bible Certificate : $10
Replacement Diploma Fee : $30
Credit by Demonstrated Competency (CDC) (one time) : $100
CDC Credits (per credit hour) : $130

*Refundable proportionately, in accordance with the Refund Policy as outlined in this Catalog.
**Refundable prior to the first date of class.

Registration is not completed for any course until the full amount is paid or a payment plan is executed. The
College of Biblical Studies reserves the right to change the above tuition, fees, and other charges without

Explanation of Fees
Application Fee: Required of all individuals who are applying for admission/readmission. The nonrefundable application fee must be paid in full before the application is processed.
General Service Fee: Required fee billed each semester to cover costs associated with a student enrolling, such as technology services and administration.
Returned Check Fee: Required of all students for a check returned from their bank because of non-sufficient funds. Personal checks will not be accepted from students with two NSF checks written to the College.
Transcript Fee: Students may request an official transcript by submitting an Official Transcript
Request Form to the Registrar along with the $5 fee, payable by cash, check or money order. No transcript will be sent out until all financial obligations to Crossroads have been satisfied.
Graduation Fee: Required of all graduating students completing a degree or certificate. This fee is
required of all students, even those who choose not to participate in commencement exercises and
covers costs associated with graduation, such as diploma, cap, gown, etc.
Course Extension Fee: Charged to all students for each course in which an incomplete grade is elected when the requirements of a course are not completed during the regular semester. This fee must accompany the Incomplete Contract and cannot be charged to the student’s account.
Dual Credit Fee: The cost of a general elective course in which a student participates in the
CBS learning experience through a partnership with the student’s high school.
Audit Fee: A student can change from Audit to Credit by payment for additional credit hours or vice versa before the start of the second class with no penalty.
Credit by Demonstrated Competency (CDC): The College assesses a one-time only processing fee.
CDC Credits: This fee covers the evaluation of a student’s work to determine if the work is acceptable credit.
Out of State Fee: This fee covers any out-of-state reciprocity arrangements that states other than Texas and Indiana charge to the College. Students not living in one of these two states will be charged this fee once per semester of enrollment.

Students are responsible for knowing the status of their accounts at all times. Information is available online
at or through Student Accounts.

Annual Cost
Tuition (Full Time)*                             $6,576.00
Fees (Full Time)*                                    $450.00
Total                                                      $7026.00

*This rate is for a traditional bachelor student enrolling in 12 credit hours each term (fall and spring). Fees listed include the General Services and Technology fees. Additional fees may be assessed for special circumstances where appropriate.

All students who add, drop, or withdraw from a class, change class sections, or change status between credit and audit must give official written notice. Forms for such changes are available by emailing

NOTE: All new (non-returning) students may qualify to receive $500 off tuition for their first semester!

For clarification or additional information, contact the Office of the Registrar by phone, 832-252-4631, or by email,

Net Price Calculator
Click here to access the calculator which is intended to provide estimated net price information. 

Financial Aid Information

Federal Financial Aid

Federal Loans: Student loans offered through government funding through the Department of Education. Federal student loans typically offer low interest rates and generous repayment terms.

Federal Grants: Federal grants offered through government funding through the Department of Education includes Federal Pell Grant and Federal Supplemental Education Opportunity Grant (FSEOG).

State Financial Aid (Indiana Residents Only)
The Frank O’Bannon Grant, which includes the Higher Education Award and the Freedom of Choice Award, is Indiana’s primary need-based financial aid program. It is designed to provide access for Hoosier students to attend eligible public, private and proprietary colleges and universities. Eligibility is based on a student’s FAFSA, and the grant may be used toward tuition and regularly assessed fees.

Institutional Financial Aid:
Institutional aid scholarships are awarded based on enrollment hours and on the level of enrollment, financial need, and by the order in which they are received.

The following are the steps to apply for CBS scholarships:
1. Complete the Free Application for Federal Student Aid (FAFSA). (Optional)
2. Complete the CBS Financial Aid Application process. (Optional) 
(MyFA- Houston) (MyFA - Indianapolis) (MyFA - Fort Wayne) (MyFA - Online)
3. Submit a completed scholarship application here.

Institutional Aid- Mays Scholarship
Students must submit a completed application by the published deadlines to the Office of Financial Aid and meet the eligibility requirements for each scholarship. Incomplete applications will not be considered. All scholarships are awarded based on financial need and in the order in which they are received. See the individual scholarships for application and eligibility requirements:

Non-CBS Scholarships
Students can apply for the following scholarships:

• Inspire Women
Texas Baptist Scholarships
Leizer and Rose Horowits March of Remembrance Scholarship
Christian Community Credit Union

Return of Institutional Aid and Scholarships:

Institutional aid (i.e. Mays scholarships) are awarded based on financial need. If any student withdraws from the College or reduces the number of hours during the course of the term, his/her awards will be adjusted accordingly, and as a result, he/she may owe the institution. CBS does not refund institutional aid or May scholarships to students.

There are many scholarships available that could assist in meeting your financial need. Here are some useful links:

For more information, contact the Office of Financial Services as follows:

Houston: 832-252-4602 | Email:
Indiana: 317-789-8255 | Email: